Terms and conditions

The information available on this website (the “Site”) is not intended to provide professional / investment advice and should not be relied upon in this regard. Viewers are advised to obtain appropriate professional / investment advice where necessary.

This Site contains expressions of opinion, information, and material about current phenomena affecting the domestic and international economic environment and financial markets that are subject to change without notice. HSBC Bank Malta p.l.c. and its employees shall not be liable for any loss or damage arising as a result of your use of or reliance on such information.

Decisions to subscribe to any Investment or Insurance product mentioned on this Site, should be made only on the basis of the information contained in the product prospectus or product brochure respectively. These are available either from the HSBC subsidiary that has issued the product, or from any branch of HSBC Bank Malta p.l.c.

Members of the HSBC Group and/or officers, directors and employees may have positions in any securities mentioned in this Site (at any related investment) and may from time to time add to or dispose of any such securities or investments.

All the other products and services offered on this Site are subject to general and specific terms and conditions, which should be read by anybody who intends to subscribe to them. Printed copies may be obtained from any branch of HSBC Bank Malta p.l.c. in Malta.

The Site is intended for those who access it from within Malta. Because of this we cannot guarantee that the Site or the information thereon complies with law or regulation of other countries or regions, or is appropriate for use in other places. You are wholly responsible for use of the Site by any person using your computer and you must ensure that any such person complies with these Site terms. The information provided on this Site is not intended for distribution to, or use by, any person in any jurisdiction or country/territory where where such distribution or use would be contrary to law or regulation. This Site should not be considered as communicating any invitation or inducement to engage in banking or investment activity or any offer to buy or sell any securities or other instruments or any invitation, inducement or offer to buy any banking, investment or insurance product or service outside Malta.

Persons accessing these pages from jurisdictions/countries/territories other than Malta should be aware that their local legislation might restrict their eligibility to some or all of the products and services found on this Site. They are therefore required to inform themselves about and observe any relevant restrictions.

Where we provide hypertext links to other locations or websites on the Internet, we do so for information purposes only. We are not in any way responsible for the content of any other websites or pages linked to or linking to this Site. We have not verified the content of any such websites. Following links to any other websites or pages shall be at your own risk and we shall not be responsible or liable for any damages or in any other way in connection with linking. Links to downloadable software sites are for convenience only and we are not responsible or liable for any difficulties or consequences associated with downloading the software. Use of any downloaded software is governed by the terms of the licence agreement, if any, which accompanies or is provided with the software.

No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information on our Site. Please also refer to our hyperlink policy.

Copyright in the pages, screens, information and material in their arrangement included in this Site is owned by or licensed to HSBC Bank Malta p.l.c. unless otherwise noted. You may imprint, copy, download or temporarily store extracts from our Site for your personal information or when you use our products and services. You must not alter anything. Any other use is prohibited unless you first get our written permission. In particular no one may use a part of our Site on any other website, or link any other website to our Site, without our prior written permission.

These Terms are governed by and interpreted in accordance with the laws of Malta and the courts of Malta will have non-exclusive jurisdiction in respect of any dispute, which may arise.

Approved and issued by HSBC Bank Malta p.l.c, (116, Archbishop Street, Valletta VLT 1444). HSBC Bank Malta p.l.c. is a public limited company regulated by the Malta Financial Services Authority and licensed to carry out the business of banking in terms of the Banking Act (Cap.371 of the Laws of Malta). HSBC Bank Malta p.l.c. is licensed to conduct investment services in terms of the Investment Services Act (Cap.370. of the Laws of Malta) and is enrolled as a Tied Insurance Intermediary for HSBC Life Assurance (Malta) Ltd under the Insurance Distribution Act (Cap. 487 of the Laws of Malta).