International transactions

Learn about your international payment options and those all-important IBAN and BIC / SWIFT codes.

Log on to online banking and:

1. Select the account from where you want to make the payment and select 'Move Money'
   
2. Enter payment details
3. Follow the on-screen instructions
4. Review and confirm your payment

To make an international payment at one of our branches, you should bring:

• photographic identification
• payee details
• payment details

Your IBAN (International Bank Account Number) code is a series of numbers and letters that represents your account number in a format that can be recognised anywhere in the world.

You'll need to know IBAN codes in order to make or receive international payments and transfers.

IBAN for making an international payment

Ask your payee for the IBAN code for their account.

IBAN for receiving an international payment

You can find your IBAN number for the account you wish to be credited at the top of your online or paper account statements.

A BIC (Bank Identifier Code), also known as a SWIFT code, SWIFT/BIC or SWIFT ID, consists of 8-11 characters and is used to identify a specific bank in an international transaction.

If you're sending a payment or making a transfer to someone outside Malta, you'll need their BIC to ensure your money goes to the right place.

Receiving money from someone abroad

You’ll need to send your BIC / SWIFT code (MMEBMTMT) to the person sending you the money. You can find it at the bottom of your online and paper account statements.

Sending money to someone abroad

You’ll need your payee to give you the code for their bank.