Premier Credit Card

As well as the convenience it gives you, using your HSBC Premier Credit Mastercard gives you access to our loyalty points reward scheme.

Earning your points is easy, just use your HSBC Premier Credit Card and you’ll earn one point for every €2 (including VAT) for euro transactions and five points for every €2 (including VAT) for non-euro transactions of Eligible Spending. Points will be awarded for each separate transaction. Any amounts below €2 and any cents in respect of each transaction will be disregarded and will not be accumulated to your total number of points. Points will be shown on your monthly statement and are valid for up to two years from the month that they are first shown on the statement. Each redemption must be of a minimum of 5000 points.

As soon as you earn 5000 points you will receive a cashback of €20 to your credit card account. No need to do anything at your end, we’ll sort it out for you.

This does not include money transferred from any other sole or joint personal account(s) you may hold with HSBC Bank Malta p.l.c.

^income is defined strictly as:

1. salary that is credited to your account by your employer/s or from any third-party account;
2. rental income, interest coupons and/or dividends that are credited to your account from any third-party account;
3. HSBC Interest, coupons and/or dividend payments; and/or
4. cheque deposits greater or equal to €500.

• If you have a new or existing mortgage with HSBC Malta, equivalent to a minimum of €300,000 if applying as a sole customer or €400,000 as a joint customer with a spouse or partner, subject to salary being credited into an HSBC Bank Malta p.l.c. account

It's quick and easy to upgrade to HSBC Premier.

You can either opt for a face-to-face appointment at one of our branches, or a remote appointment by phone and email exchange¹.

Simply give us a call or complete our callback request form to get started. 

Call us: +356 2148 9100

Visit your nearest branch and speak to our staff, who would be delighted to help you

¹ You can use our remote appointment if you hold an account with HSBC Bank Malta p.l.c., have updated bank records on our system, hold a valid identity document/passport and are physically located in Malta.

For recent changes to our Terms & Conditions, please refer here.

Our cards use a two-factor authentication process to authorise online card payments. Follow the link to learn more about this feature.

At HSBC we're committed to supporting our customers through good times and bad. We understand that unexpected circumstances may impact your finances from time to time.

If you are concerned about your ability to meet your payment obligations with us, it is important that you let us know as soon as possible. We may be able to help.

Please send us an email on infomalta@hsbc.com if you would like to discuss your situation with a member of our team.