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Compare interest rates, benefits and rewards

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Visa Credit Card

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At a glance

Credit is subject to status, affordability and applicable terms and conditions.

Enjoy added security when using the card online and up to 56 days of interest free credit

Annual fee

Annual fee of €21.00

Can you apply?

Quick check

You can check the full eligibility criteria later

  • For existing HSBC customers

  • Must be a Maltese resident or hold a residency card (in case of Foreigners)

  • Over 18

  • Have an HSBC Account into which you have been paying your income/salary for a minimum period of six months

  • Income to be credited to HSBC account with a banking relationship of minimum 6 months

    Income requirement may be determined at the approver's discretion

Benefits

Additional benefits

Terms and conditions apply

  • Use our mobile alerts to keep up to date with the activity on your credit card

  • Cash withdrawals from ATMs and over the counter at banks worldwide

  • Up to 56 days interest free credit as per HSBC Card Condition of Use

  • Visa Secure authentication system offers added security when you use your card online

Rewards

Terms & conditions apply

  • HSBC home&Away - Get discounts on dining, travel, shopping and more

  • Premium Hotel Benefits for Visa Cardholders

Representative example

  • 15.10% APR (variable)

  • Annual Rate
    8.25% (variable)
    (5.75% p.a. over Bank's Base Rate)

  • Based on assumed credit limit of €700

  • Annual Fee: €21.00 p.a[@annualfee]

Important documents

What's next?

Please read the full product information before you apply. You'll need to book a branch appointment in order to apply.

Notes

    Approved and issued by HSBC Bank Malta p.l.c, (116, Archbishop Street, Valletta VLT 1444). HSBC is a public limited company regulated by the Malta Financial Services Authority and licensed to carry out the business of banking in terms of the Banking Act (Cap.371 of the Laws of Malta). HSBC is licensed to conduct investment services in terms of the Investment Services Act (Cap.370. of the Laws of Malta) and is enrolled as a Tied Insurance Intermediary for HSBC Life Assurance (Malta) Ltd under the Insurance Distribution Act (Cap. 487 of the Laws of Malta).

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