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Premier Credit Card

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At a glance

Credit is subject to status, affordability and applicable terms and conditions.

Access special offers from more than 27,000 outlets in more than 160 countries and regions, plus a range of exclusive benefits

Annual fee

Free as part of the Premier proposition

Can you apply?

Quick check

You can check the full eligibility criteria later

  • For new and existing Premier customers

  • Must be a Maltese resident or hold a residency card (in case of Foreigners)

  • Over 18

  • Have an HSBC Account into which you have been paying your income/salary for a minimum period of six months

  • Savings or investments of €70,000 or more with HSBC Bank Malta p.l.c. or minimum net annual salary income of €50,000 for sole customer or €75,000 for joint customer credited to an HSBC Malta account

    You may also apply if you have a new or existing mortgage with HSBC Malta, equivalent to a minimum of €300,000 for sole customer or €400,000 for joint customer, subject to salary being credited into an HSBC Bank Malta p.l.c. account

Benefits

Additional benefits

Terms and conditions apply

  • Use our mobile alerts to keep up to date with the activity on your credit card

  • Cash withdrawals from ATMs and over the counter at banks worldwide

  • Up to 56 days interest free credit as per HSBC Card Condition of Use

  • Any liability on your credit card account, up to a maximum of €7,500, will be repaid, in the unforeseen event of your death

  • Free Purchase Protection Cover Insurance on items purchased with your HSBC Premier Credit Mastercard

  • Exclusive World Mastercard benefits

Rewards

Terms & conditions apply

  • HSBC home&Away - Get discounts on dining, travel, shopping and more

  • Enjoy exclusive Mastercard World benefits

  • A simpler way to redeem your loyalty points. We will give you €20 cashback in your card account with every 5,000 points earned

Representative example

  • 8.7% APR (variable)

  • Annual Rate
    8.25% (variable)
    (5.75% p.a. over Bank's Base Rate)

  • Based on assumed credit limit of €7,500

  • No annual fee

Important documents

What's next?

Please read the full product information before you apply. You'll need to book a branch appointment in order to apply.

Notes

    Approved and issued by HSBC Bank Malta p.l.c, (116, Archbishop Street, Valletta VLT 1444). HSBC is a public limited company regulated by the Malta Financial Services Authority and licensed to carry out the business of banking in terms of the Banking Act (Cap.371 of the Laws of Malta). HSBC is licensed to conduct investment services in terms of the Investment Services Act (Cap.370. of the Laws of Malta) and is enrolled as a Tied Insurance Intermediary for HSBC Life Assurance (Malta) Ltd under the Insurance Distribution Act (Cap. 487 of the Laws of Malta).

    Disclaimer

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