Benefits
With the HSBC Term Deposit Account you will get:
- A fixed rate of interest for a fixed period of time
- Your deposit must be kept in the account for the duration of the term
- A minimum of €1,000 is required to open this account
- A fixed interest rate is guaranteed for the term of your investment
- A choice of terms starting from as low as 1 month and going up to 5 years
- Interest paid on maturity or annually in the case of terms of 2 years or more
Interest rates
Period |
Interest p.a. |
|---|---|
| 1 month | 0.30% |
| 3 months | 0.40% |
| 6 months | 0.50% |
| 12 months | 1.00% |
| 24 months | 1.05% |
| 36 months | 1.20% |
| 48 months | 1.20% |
| 60 months | 1.20% |
Period |
1 month |
|---|---|
Interest p.a. |
0.30% |
Period |
3 months |
Interest p.a. |
0.40% |
Period |
6 months |
Interest p.a. |
0.50% |
Period |
12 months |
Interest p.a. |
1.00% |
Period |
24 months |
Interest p.a. |
1.05% |
Period |
36 months |
Interest p.a. |
1.20% |
Period |
48 months |
Interest p.a. |
1.20% |
Period |
60 months |
Interest p.a. |
1.20% |
Interest on Term Deposit Accounts of at least a one year term and a minimum balance of €5,000 may be paid either on a monthly or on a yearly basis, in accordance with the customer's preferences.
For all other Term Deposit Accounts falling outside these criteria, interest is paid on a yearly basis or, where the term is of less than one year, on maturity date. Rates of interest for Term Deposit Accounts having a balance of €500,000 or over can be provided on request. Interest payable is not compounded.
All the above interest rates are quoted per year and are applicable per account denominated in euro. Balances in separate accounts cannot be combined for interest purposes
For more information on opening and operating Term Deposit Accounts please refer to our Terms & Conditions documents.
Apply online
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Apply in branch
Visit your nearest branch and speak to our staff, who would be delighted to help you.
Things you should know
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